until-accepted — the buyer's payment is held in the vault from this move until the buyer accepts the delivery or the acceptance window closes (ext agentic-product-commerce)
until-graded — the buyer's payment is held until the grade stands: a dispute is graded, the verdict releases or refunds (ext agentic-product-commerce)
none — no hold: the payment settles at delivered (a read, a call paid per use) (ext agentic-product-commerce)